HOW WE DISCLOSE YOUR PERSONAL INFORMATION

(a) General

Nation Auto Company discloses your personal information for purposes relating to or arising from your relationship and transactions with the Nation Auto Company and as otherwise set out in this Privacy Policy or permitted by applicable law.

(b) Specific Consents

A Nation Auto Company may disclose your personal information in accordance with express or implied consents that you give during your interactions and transactions with the Nation Auto Company.

(c) Referred Transactions

If a Nation Auto Company refers you to an independent business (e.g. a car dealer, lender or credit card company) for a proposed transaction (e.g. a vehicle purchase, loan or credit card application), then the Nation Auto Company may disclose your personal information (including your credit score that you provided to a Nation Auto Company, bank account information, and related information) to the independent business to facilitate the proposed transaction. Nation Auto Company has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the independent business, and the use, disclosure and retention of the disclosed information by the independent business is not subject to this Privacy Policy.

(d) Suppliers and Service Providers

A Nation Auto Company may disclose your personal information to its suppliers and service providers (including fraud prevention services and payment processors) to assist the Nation Auto Company in the provision of information, products and services to you, to provide services to the Nation Auto Company, to assist the Nation Auto Company to use your personal information as set out in this Privacy Policy and as otherwise permitted by applicable law.

(e) Law Enforcement/Legal Disclosures

A Nation Auto Company may disclose your personal information as required or authorized by applicable law, including to comply with a subpoena, warrant or court or arbitral order or litigation disclosure obligation. A Nation Auto Company may disclose your personal information to law enforcement agencies or other independent organizations if the Nation Auto Company reasonably believes the disclosure is necessary or appropriate in connection with national security, law enforcement or other issues of public importance, or if the Nation Auto Company reasonably believes the disclosure is necessary or appropriate to protect and enforce the Nation Auto Company’s legal rights, interests and remedies or to protect the rights, interests, business, operations or customers of the Nation Auto Company or other persons (including to detect and prevent fraud and other illegal activities, enforce any of the terms of use, terms of service or other agreements that govern access to or use of any of the Nation Auto Company’s products or services). A Nation Auto Company has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the agencies, independent organizations or other persons to whom the Nation Auto Company discloses the information in the foregoing circumstances, and the use, disclosure and retention of the disclosed information by those agencies, independent organizations or other persons is not subject to this Privacy Policy.

(f) Business Transactions

A Nation Auto Company may disclose your personal information in connection with a proposed or actual business transaction in which the Nation Auto Company is involved (such as a corporate amalgamation, reorganization, merger or acquisition, or the sale or transfer of some or all of the Nation Auto Company’s business or assets), but the Nation Auto Company will require the information recipient agree to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy and applicable law.

LOCATION OF PERSONAL INFORMATION

Nation Auto may process, store and use your personal information at facilities located in Canada.

RETENTION OF PERSONAL INFORMATION

Nation Auto retains your personal information for the period reasonably necessary for the purposes set out or referenced in this Privacy Policy and to comply with Nation Auto’s legal obligations and permitted by applicable law. Nation Auto will delete or dispose of your personal information when Nation Auto is no longer reasonably required to retain the information for the purposes set out or referenced in this Privacy Policy.

PROTECTION OF PERSONAL INFORMATION

Nation Auto uses reasonable safeguards – including administrative, physical and technical security and safeguarding measures – appropriate to the sensitivity of the personal information in Nation Auto’s possession or under Nation Auto’s control to help protect the information from unauthorized access, collection, use, disclosure, disposal or similar risks. Nevertheless, security risks cannot be eliminated and Nation Auto cannot guarantee that your personal information will not be used, disclosed or deleted in ways not otherwise described in this Privacy Policy.

ACCURACY & ACCESS TO PERSONAL INFORMATION

Nation Auto will rely on you to ensure that your personal information that you provide to Nation Auto is as accurate, complete and up to date as necessary for the purposes for which Nation Auto uses the personal information. You should promptly notify Nation Auto of any changes to your personal information by contacting Nation Auto customer service. You may reasonably request access to your personal information collected by Nation Auto and information about Nation Auto’s use, disclosure and retention of that personal information by submitting a written request to Nation Auto’s Operations Manager using the contact information noted below.

Subject to applicable exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information and you will be entitled to verify the accuracy and completeness of your personal information and to have the information revised as appropriate. You may be required to pay a reasonable fee for access to your personal information. Nation Auto may decline to process a request that is unreasonably repetitive, frivolous, or impracticable, that infringes or jeopardizes the privacy of other persons, or for other reasons permitted by applicable law.

NON-PERSONAL INFORMATION

Nation Auto creates and collects non-personal information (information that is not about an identifiable individual), including personal information that has been aggregated or otherwise depersonalized so that the information no longer relates to an identifiable individual. Nation Auto may use, disclose, transfer and retain non-personal information for any purpose and in any manner whatsoever. If non-personal information is combined with personal information, then Nation Auto will treat the combined non personal information as personal information for the purposes of this Privacy Policy for as long as the non personal information is combined.

OTHER WEBSITES & BUSINESSES

Nation Auto Company’s websites and correspondence (including emails and messages) may include advertisements for products and services (e.g. vehicle sales, personal loans and credit cards) offered by independent businesses (that may have a financial relationship with a Nation Auto Company) or links to websites operated by independent businesses (e.g. car dealers, lenders and credit card providers). Nation Auto Company has no responsibility or liability for, or control over, those other websites, online services or businesses, their products or services, or their collection, use, disclosure or retention of your personal information. This Privacy Policy does not apply to the collection, use, disclosure and retention of your personal information by those websites, online services and independent businesses. If you have questions about how those websites, online services or independent businesses collect, use, disclose or retain personal information, please contact the owner or operator of the website, service or business.

OTHER MATTERS

(a) Disclaimers, Liability Exclusions/Limitations and Disputes:

The agreements (including any subscription agreement, membership agreement or terms of service or use) that you accept when you apply, register for, order or use Nation Auto Company’s products or services contain important provisions, including provisions disclaiming, limiting or excluding the liability of Nation Auto Company and other persons (including service providers) and provisions determining the applicable law and jurisdiction for the resolution of disputes. To the extent permitted by applicable law, each of those provisions applies to any dispute that may arise in relation to this Privacy Policy or Nation Auto Company’s collection, use, disclosure and retention of your personal information, and are of the same force and effect as if they had been reproduced directly in this Privacy Policy. Nothing in this Privacy Policy amends any of those other agreements.

(b) Changes to this Policy:

A Nation Auto Company may change this Privacy Policy from time to time by posting a new version of this Privacy Policy on the Nation Auto Company’s website. A Nation Auto Company’s collection, use, disclosure and retention of your personal information will be governed by the version of this Privacy Policy in effect at that time. Your continued dealings with a Nation Auto Company after any change to this Privacy Policy will signify your consent to the collection, use, disclosure and retention of your personal information as set out in the changed Privacy Policy. Accordingly, you should check the “Last Updated” date of this Privacy Policy (at the top of this Privacy Policy) and review any changes since the last version.

(c) English Language:

You and Nation Auto Company have each expressly requested and required that this Privacy Policy and all other related documents be drawn up in the English language. Les parties conviennent et exigent expressement que cette Politique de Confidentialité et tous les documents qui s’y rapportent soient rédigés en anglais.

(d) Contacting Nation Auto Company’s Chief Privacy Officer:

If you have any comments or questions about this Privacy Policy or how Nation Auto Company deals with your personal information, please contact us by email at: info@nationauto.ca